Built on the Zama Protocol · FHEVM

Invoices that the
blockchain can’t read.

Cifra is confidential invoicing with instant financing. Amounts are encrypted end-to-end on a public chain, and you can sell an unpaid invoice for cash to a pool that funds it without ever seeing the number.

•••••$12,400.00
Invoices on-chain
85%
Advance rate
2%
LP fee / invoice
100%
Amounts encrypted
3
Verified contracts
How it works

Private money that flows, not just hides.

01
Issue

Create an invoice with an encrypted amount. The public chain only sees a ciphertext handle, nothing more.

02
Get paid now

Sell the unpaid invoice to the pool. It advances cash computed on encrypted data, gated by on-ciphertext risk rules.

03
Settle

Your client pays in cUSDT. The loan auto-settles to the pool. Every figure stays encrypted end-to-end.

Encrypted by design

Scroll into the ciphertext.

Encrypted circuitry
euint64
Data grid
ciphertext
Network
on-chain
Encryption
FHE.select
Ledger
cUSDT
Finance
settled
Markets
financed
Why FHE

The pool funds an invoice it cannot read.

Nothing leaks

Balances and invoice amounts are euint64 ciphertext. Only you and your counterparty can decrypt them.

Instant liquidity

Turn net-30 receivables into cash today. A multi-trillion-dollar industry, now private.

Composable privacy

Money enters, moves, finances, and settles, all encrypted. Not one silo, but a chain of confidential finance.

Ship you an invoice.
Never show the number.